Bank liquid assets reach €1.53 billion in September, marking monthly increase
, NewsAs of the end of September, the liquid assets of banks amounted to €1.53 billion, reflecting a 2.63% increase compared to August.
However, compared to the same month last year, liquid assets were 12.75% lower.
The liquidity ratios for the banking sector, both on a daily and decadal basis, remained above the prescribed minimum levels.
The balance sheet total of banks at the end of September stood at €6.98 billion, showing a slight increase of 0.05% compared to August, while on a yearly basis, it grew by 2.95%.
In terms of the bank’s asset structure, loans dominated with a share of 64.11%, followed by securities at 18.64%, and cash and deposits with central banks, accounting for 14.12%. Other assets represented 3.13% of total assets.
On the liabilities side, deposits held the largest share at 81.18%, followed by capital at 12.72%, borrowings at 2.81%, with other liabilities accounting for 3.29% of total liabilities.
The total capital of banks at the end of September amounted to €887.66 million, which represents a monthly increase of 1.45% and a yearly rise of 9.79%.

LATEST NEWS
- February 1, 2024 Invitation to Enhance Visibility and Stakeholder Engagement in EU Horizon Projects
- January 17, 2024 Montenegro forests, emissions trading and carbon offset credits, opportunities for investments
- May 11, 2023 Luxury Public Relations for pearl of Mediterranean, Elevate PR for Montenegro
- May 11, 2023 Elevate your business in Montenegro with Elevate PR
- May 9, 2023 Montenegro economy briefing: Wage growth in the public sector and other labour market issues
- April 8, 2023 Montenegro economy briefing: Increased indebtedness of Montenegro
- February 17, 2025 Minister of Economic Development: Boycotting stores is not the solution
- February 17, 2025 Sozina Tunnel sees over 347,000 vehicles in 2025 so far
- February 17, 2025 Montenegro’s hotel industry struggles to fill seasonal positions amid labor shortages